Operating Engineers

Local 148 Credit Union Updates

Operating Engineers Local 148 Credit Union
1503 Lindell Blvd.
Granite City, IL 62040
618-451-7642      FAX:  618-451-7015 

Monday thru Friday from 9:00 AM to 5:00 PM

Rates Updated July 21, 2010

The Credit Union is now offering Internet Home Banking

Call Lydia today to get it set up

~~~~~~~~~~~~~~~~

 

We've made a separate page for our friends at the Local 148 Credit Union. 

If you need an application to open a checking or savings account, you can either call

our office or the Credit Union directly.  They will call us to verify that you are a member.

Don't forget that their rates are extremely competitive and

you will be really glad you have this option. 

 

From personal experience, I can't say enough outstanding things about them. 

The entire staff bends over backwards to help you. 

 

We hope that this new page dedicated to the Local 148 Credit Union helps you out. 

And you SHOULD let them help you.  You won't be disappointed.

 

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

 

 

Call for us or the Credit Union for a membership packet

and you can join the Credit Union today - you'll be glad you did!

 
618-451-7642

 

Don't forget they have online banking/savings

 

 

Local 1439 members can join the Local 148 Credit Union.   It offers:

 

Here are the Current Specials.  Check this page often to get the best rates!

 

Due to the Feds cutting rates,

please check with the Credit Union

on Certificate Rates - they may change !

 

 

 

 Refinance Specials (effective thru 10-18-10) 

New:  4.25% - up to 36 mos.    (12 mos. date of purchase)

           5.25% - up to 60 mos.    (12 mos. date of purchase)

           6.25% - up to 72 mos.    (12 mos. date of purchase)

          7.75% - up to 84 mos.    80% MSRP  (12 mos. date of purchase)

 

Used:  7.25% - up to 72 mos.   (2010, 2009, 2008 models)

            5.75% - up to 60 mos.    (2010, 2009, 2008, 2007, 2006, 2005, 2004 models)

            7.25% - up to 48 mos.    (2003 and older models)

            7.50% - up to 60 mos.   (2003 and older models)

 

 

Shares:                        Certificates:                          These Rates are A.P.Y. Rates !          
 SHARES     0.35%                 6 mos. Cert. .75%                                                 
SHARE DRAFT    0.15%    12 mos. Cert. 1.25%                                                 
CHRISTMAS     0.35%        24 mos. Cert. 1.70%    (min. of $2500)
VACATION     0.35%          36 mos. Cert. 2.10%

                                               (penalities eff. 2-1-02 - early withdrawal on 6 & 12 mos. principal only)

                                                No interest earned.    (36 mos. Cert:  90-Day interest penalty)

                                                                                      (24 mos. Cert:   6-Month interest penalty)
Roth        2.90% CD Rates changed 7-2-10

 

Car Loan Rates effective thru  7-19-10
New:    4.25% up to 36 mos.              100% of list price

             5.25% up to 60 mos.

             6.25% up to 72 mos.

             7.75% up to 84 mos.               80% MSRP

 

Used:    7.25% up to 72 mos. (2010, 2009, 2008 models)            100% of NADA retail

              5.75% up to 60 mos. (2010, 2009, 2008, 2007, 2006, 2005 & 2004 models)

              7.25% up to 48 mos. (2003 & older models)

              7.50% up to 60 mos.  (2003 and older models)

 

We can now refinance new cars within 12 months as long as 25,000

miles or less (an appraisal & picture are required on used vehicle 2002 or older)


$80,000 total per member for collateral loans
$150,000 total per member for collateral loans if home equity loan exists
$16,000 maximum amount for unsecured loans


SIGNATURE LOAN

Maximum Amount  $16,000.00 @ 14.25%  (up to 60 months to repay)


 OPEN END LOAN

Maximum Amount $5,000.00 @ 9.95% (48 months maximum)
Minimum Amount  of  $100.00

HOME EQUITY SPECIAL -  EFFECTIVE THRU  8-16-10
 4.95% - UP TO 5 YRS.     (will accept tax assessment if qualifications met)
6.25% - UP TO 12 YRS.   90% of appraised value
                                                 $100 rebate off closing costs
minimum loan amount of  $7500.00


 SHARE SECURED LOAN Effective Thru  8-16-10
 

4.50% up to 7 years to repay


 BOAT & RV LOAN SPECIAL


NEW  7.00% A.P.R. UP TO 15 YEARS TO REPAY
           5.95% A.P.R.. UP TO 60 MONTHS TO REPAY

USED 8.00% A.P.R. UP TO 15 YEARS TO REPAY
           6.95% A.P.R. UP 60 MONTHS TO REPAY


BILL CONSOLIDATION SPECIAL Effective thru  9-20-10

 $8000 up to 48 mos. to repay @ 10.95% A.P.R.

 

 

Look ! It's BACK  !!!!!  VACATION LOAN SPECIAL effective thru 9-20-10

 

$4000 up to 24 months    8.50%