Operating Engineers

Local 148 Credit Union Updates

Operating Engineers Local 148 Credit Union
1503 Lindell Blvd.
Granite City, IL 62040
618-451-7642      FAX:  618-451-7015 

Monday thru Friday from 9:00 AM to 5:00 PM

Rates Updated January 17, 2011

We've made a separate page for our friends at the Local 148 Credit Union. 

If you need an application to open a checking or savings account, you can either call

our office or the Credit Union directly.  They will call us to verify that you are a member.

Don't forget that their rates are extremely competitive and

you will be really glad you have this option. 

 

From personal experience, I can't say enough outstanding things about them. 

The entire staff bends over backwards to help you. 

 

We hope that this new page dedicated to the Local 148 Credit Union helps you out. 

And you SHOULD let them help you.  You won't be disappointed.

 

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Call for us or the Credit Union for a membership packet

and you can join the Credit Union today - you'll be glad you did!

 
618-451-7642

 

Don't forget they have online banking/savings

 

 

Local 1439 members can join the Local 148 Credit Union.   It offers:

 

OPERATING ENGINEERS LOCAL #148 CREDIT UNION

IS GLAD TO ANNOUNCE THAT WE NOW HAVE

ONLINE BILL PAY.

$3.00/MONTH UNLIMITED

CHECKING ACCOUNT REQUIRED    

   PLEASE CALL THE CREDIT UNION TO SET UP

YOUR ONLINE BILL PAY ACCOUNT

OR FOR MORE INFORMATION

 CALL TODAY

 618-451-7642

 

 

Here are the Current Specials.  Check this page often to get the best rates!

 

OPERATING ENGINEERS LOCAL #148 CREDIT UNION

02/21/2011

SHARES                               CERTIFICATES

SHARES                 0.30%                       6 MONTHS            .50%                     ROTH         2.40%

SHARE DRAFT      0.15%                     12 MONTHS             .95%                    

CHRISTMAS          0.35%                     24 MONTHS           1.50%     MIN DEPOSIT OF $2500       

VACATION            0.35%                     36 MONTHS           1.90%

                                             PENALITIES EFFECTIVE 2/1/02 – EARLY W/D 6 & 12 MO PRINCIPAL ONLY

                                            NO INTEREST EARNED.                 36 MO – 90 DAY INTEREST PENALTY

                                                                                                       24 MO – 6 MOS INTEREST PENALTY

 

CAR LOAN RATES              EFFECTIVE THRU 03/21/11

NEW:                     3.75% UP TO 36 MOS.                          100% MSRP

                              5.25% UP TO 60 MOS.

                              6.25% UP TO 72 MOS.

                              7.50% UP TO 84 MOS.                        80% MSRP

USED:                    7.25% UP TO 72 MOS. (2010, 2009, & 2008 MODELS)        100% NADA RETAIL

                              5.75% UP TO 60 MOS. (2010, 2009, 2008, 2007, 2006, 2005, & 2004 MODELS)

                              6.95% UP TO 48 MOS. (2003 & OLDER)

                              7.50% UP 60 MOS.

CAN NOW REFINANCE NEW CAR WITHIN 12 MONTHS AS LONG AS 25,000 MILES OR LESS

(AN APPRAISAL AND PICTURE ARE REQUIRED FOR USED VEHICLES 2003 OR OLDER)

 

$80,000 TOTAL PER MEMBER FOR COLLATERAL LOANS

$150,000 TOTAL PER MEMBER FOR COLLATERAL LOANS WHEN HOME EQUITY LOAN EXISTS          

$15,000 TOTAL PER MEMBER  FOR UNSECURED LOANS

 

SIGNATURE LOAN

MAXIMUM AMOUNT $15,000.00 – 14.95% (UP TO 60 MONTHS TO REPAY)

 

OPEN END LOAN

MAXIMUM AMOUNT $5000.00 – 9.95% (UP TO 48 MONTHS TO REPAY)

MINIMUM AMOUNT $100.00

 

REFINANCE SPECIAL           EFFECTIVE THROUGH 03/21/11

NEW:                     3.75% UP TO 36 MOS. (12 MONTHS DATE OF PURCHASE)

                              5.25% UP TO 60 MOS. (12 MONTHS DATE OF PURCHASE)

                              6.25% UP TO 72 MOS. (12 MONTHS DATE OF PURCHASE)

                              7.50% UP TO 84 MOS. 80% MSRP (12 MONTHS DATE OF PURCHASE)

USED:                    7.25% UP TO 72 MOS. (2010, 2009, & 2008 MODELS)

                              5.75% UP TO 60 MOS. (2010, 2009, 2008, 2007, 2006, 2005, & 2004 MODELS)

                              6.95% UP TO 48 MOS. (2003 & OLDER MODELS)

                              7.50% UP TO 60 MOS. (2003 & OLDER MODELS)

 

HOME EQUITY SPECIAL                   EFFECTIVE THROUGH 04/18/11

UP TO 5 YRS.         4.50%                     (WILL ACCEPT TAX ASSESSMENT IF QUALIFICATIONS ARE MET)

UP 12 YRS.            6.25%                     80% OF APPRAISED VALUE

                                                            $100.00 REBATE OF CLOSING COST

MINIMUM LOAN $7500.00

 

SHARE SECURED LOAN                    EFFECTIVE THRU 05/16/11

UP TO 7 YRS          4.25%

 

BOAT & RV SPECIAL

NEW 7.00% APR – UP TO 15 YEARS TO REPAY                              5.95% APR – UP TO 60 MONTHS TO REPAY

USED 8.00% APR – UP TO 15 YEARS TO REPAY                             6.95% APR – UP TO 60 MONTHS TO REPAY

 

BILL CONSOLIDATION SPECIAL          EFFECTIVE THROUGH 04/18/11

$8000 UP TO 48 MOS. 10.95%

 

NEW & USED COLLATERAL SPECIAL FOR 2010 & 2011 MODELS - NEW LOANS/NEW MONEY ONLY!!!  EFFECTIVE 02/21/11-03/21/11 2.95% FOR UP TO 60 MOS.

IF MEMBER’S CREDIT SCORE IS +740 OR ABOVE AND QUALIFIES FOR LOAN