Operating Engineers
Local 148 Credit Union Updates
Operating Engineers
Local 148
Credit Union
1503 Lindell Blvd.
Granite City, IL
62040
618-451-7642
FAX: 618-451-7015
Monday thru Friday from 9:00 AM to 5:00 PM
Updated December 10, 2008
The Credit Union is now offering Internet Home Banking
Call Lydia today to get it set up
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We've made a separate page for our friends at the Local 148 Credit Union.
If you need an application to open a checking or savings account, you can either call
our office or the Credit Union directly. They will call us to verify that you are a member.
Don't forget that their rates are extremely competitive and
you will be really glad you have this option.
From personal experience, I can't say enough outstanding things about them.
The entire staff bends over backwards to help you.
We hope that this new page dedicated to the Local 148 Credit Union helps you out.
And you SHOULD let them help you. You won't be disappointed.
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Local 1439 members can join the Local 148 Credit Union. It offers:
* Share
Accounts (savings)
* Share Draft
Accounts (checking)
* Loans
* Vacation Club
* IRA's
* Certificates of
Deposit
* ATM cards
* Audio response
(24 hour
access to your acct.)
* Dental Insurance
* Cancer Insurance
* No fee
traveler's cheques
* Direct deposit
& withdrawal
* Payroll deduction
Here are the Current Specials. Check this page often to get the best rates!
Due to the Feds cutting rates,
please check with the Credit Union
on Certificate Rates - they may change !
Refinance Specials
(effective thru 1-19-09)
New: 4.75% - up to 36 mos.
(12 mos. date of purchase)
5.75% - up to 60 mos. (12 mos. date of purchase)
6.25% - up to 72 mos. (12 mos. date of purchase)
7.25% - up to 84 mos. (12 mos. date of purchase)
Used: 7.25% - up to 72 mos. (2008, 2007, 2006 models)
6.50% - up to 60 mos. (2008, 2007, 2006, 2005, 2004, 2003, 2002models)
7.75% - up to 48 mos. (2001 and older models)
Shares:
Certificates:
SHARES
0.50%
6 mos. Cert. 3.00%
SHARE DRAFT
0.15% 12 mos. Cert. 3.50%
CHRISTMAS
0.35% 24 mos. Cert. 3.50%
(min. of $2500)
VACATION 0.35%
36 mos. Cert. 4.00%
(penalities eff. 2-1-02 - early withdrawal on 6 & 12 mos. principal only)
No interest earned. (36 mos. Cert: 90-Day interest penalty)
(24 mos. Cert: 6-Month interest penalty)
Car Loan
Rates effective thru 1-19-09
New: 4.75% up to 36
mos.
100% of list price
5.75% up to 60 mos.
6.25% up to 72 mos.
7.25% up to 84 mos.
Used: 7.25% up to 72 mos. (2008,2007, 2006 models) 100% of NADA retail & sales tax
6.50% up to 60 mos. (2008, 2007, 2006, 2005 & 2005, 2003, 2002 models)
7.75% up to 48 mos. (2001 & older models)
We can now refinance new cars within 12 months as long as 25,000
miles or less (an appraisal & picture are required on used vehicle 2000 or older)
$80,000 total per member for collateral loans
$150,000 total per member for collateral loans if home equity loan
exists
$18,000 maximum amount for unsecured loans
SIGNATURE LOAN
Maximum Amount $18,000.00 @ 13.95% (up to 60 months to repay)
OPEN END LOAN
Maximum Amount
$5,000.00 @ 9.95% (48 months maximum)
Minimum Amount of
$100.00
HOME
EQUITY SPECIAL - EFFECTIVE THRU 1-19-09
4.95% - UP TO 5 YRS.
(will accept tax assessment if qualifications met)
6.50% - UP TO 12
YRS. 90% of appraised value
7.50% - UP TO 15 YRS.
$100 rebate off closing costs
minimum loan amount of
$7500.00
SHARE SECURED
LOAN
Effective Thru 1-19-09
4.50% up to 7 years to repay
BOAT & RV LOAN SPECIAL
Starts 1/09/06 and ends when available funds
are loaned out.
NEW 7.00% A.P.R.
UP TO 15 YEARS TO REPAY
5.95%
A.P.R.. UP TO 60 MONTHS TO REPAY
USED 8.00% A.P.R. UP TO
15 YEARS TO REPAY
6.95%
A.P.R. UP 60 MONTHS TO REPAY
BILL
CONSOLIDATION SPECIAL Effective thru 2-16-09
$8000 up to 48 mos. to repay @ 10.95% A.P.R.
Christmas Loan Special: Effective 2-16-09
$3500 up to 11 months to repay @ 8.00% A.P.R.